4048 Tradewinds Dr Oxnard, CA 93035
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About this home
ONE OF THE BEST THINGS ABOUT THIS UNIT.. IT HAS AN ASSUMABLE LOAN OF 3.5% WITH A BALANCE OF $975k. SO A BUYER WITH A LITTLE MORE THAN 10% DOWN CAN SAVE APPROX $2,000 A MONTH ON THEIR MORTGAGE COMPARED TO TODAYS RATES! ITS LIKE BUYING A $850k CONDO WITH TODAY'S RATES! Coastal Living Redefined at Seabridge Marina – Welcome to 4048 Tradewinds Drive Experience the pinnacle of luxury, leisure, and lifestyle in this breathtaking single-level 2-bedroom, 2-bathroom condo located on the third floor of the highly sought-after Seabridge Marina Community. From the moment you walk in, you'll be captivated by the unobstructed views of the Channel Islands Harbor—visible from your living room, private balcony, and serene primary suite. Built in 2018, this modern haven features an open-concept layout, soaring ceilings, and designer upgrades throughout. The chef’s kitchen is a true showstopper—equipped with top-tier stainless steel appliances, quartz countertops, designer cabinetry, and a layout perfect for entertaining while enjoying jaw-dropping marina views. The living room invites you to relax in style, with luxury wood flooring, a custom stone fireplace, and direct access to your private balcony—ideal for morning coffee, evening wine, and everything in between. Retreat to your primary suite oasis with balcony access and endless harbor views. The spa-inspired en-suite bathroom boasts a deep soaking tub, separate glass shower, dual vanities, and a custom walk-in closet that feels like your own personal boutique. The second bedroom is perfect for guests, a home office, or a cozy den, with a full hallway bathroom nearby. Accompany this with Resort-style amenities including a sparkling pool, state-of-the-art gym, clubhouse, outdoor BBQ stations, and relaxing waterside lounges. Additional highlights include :Two assigned parking spaces in a secured garage, Electric vehicle charging stations, Smart-app controlled security Whether you’re enjoying the tranquil water views, hosting friends and family, or exploring the coastal lifestyle just steps from your front door—this isn’t just a home, it’s a way of life. Location. Luxury. Lifestyle. Don’t miss your opportunity to own this stunning Seabridge condo at 4048 Tradewinds Drive—where every day feels like a vacation.
Source: CRMLS #SR25130496
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.