405 Creek Dr Easley, SC 29642
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About this home
405 Creek is more than just a house, it feels like home the moment you pull up. Tucked inside the sought-after Oak Creek Subdivision, this 3 bedroom, 2.5 bath home has all the charm and space you’ve been looking for. Imagine dressing the wide wrap-around porch with colorful summer flowers and rocking chairs. It’s the perfect spot to sip sweet tea and wave to neighbors, or simply enjoy a quiet evening as the sun sets. Step inside and you’re welcomed by a large family room with warm laminate floors and a brick fireplace that instantly invites you to relax. Picture the fire glowing on crisp fall nights while laughter fills the room. Just off this space sits the kitchen, filled with cabinet storage and plenty of counter space. All the stainless steel appliances stay, including a gas range with double ovens, refrigerator, microwave, and dishwasher. A bright dining room adjoins the kitchen, currently set up with built-ins for extra storage, but ready to host family dinners. The laundry room, washer and dryer included, is conveniently tucked nearby. Upstairs, you’ll find all three bedrooms. The primary suite is spacious and comfortable, with a private bath featuring double sinks and a walk-in shower. The guest bedrooms are just the right size, with closets that make storage a breeze. But the real lifestyle features begin outside. Step out to the massive deck, where an above-ground pool has been perfectly set at deck level. It’s ideal for summer cookouts, pool parties, or quiet mornings with coffee while you watch the sunrise. The yard is level, fenced, and private, giving pets plenty of room to roam. Beyond the deck, you’ll find a two-car carport and a detached garage. Above the garage is a finished room waiting to be transformed into your home office, studio, or hobby space. Oak Creek offers wide streets, perfect for evening strolls or bike rides, and it’s just minutes from downtown Easley, the Doodle Trail, and local favorites like the Silo’s restaurant. Schools, shopping, and dining are all close by, giving you both convenience and community. 405 Creek isn’t just a place to live, it’s a place to grow, to gather, and to truly enjoy life. Come see for yourself
Source: GREENVILLESC #1572600
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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