405 Emerald Creek Dr Fort Worth, TX 76131
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About this home
Wonderful 3 bedroom, 2 bathroom, move-in ready home in a great neighborhood! Located minutes to the Shops at Presidio and Alliance Town Center, you can't beat all of the dining and shopping options in the area. With fresh paint throughout and recent updates in the primary bath, the work is done and you can just move in and enjoy life! As you enter the home, the dining area greets you and leads into the nicely appointed kitchen. The kitchen truly is the heart of this home featuring granite countertops, custom backsplash and stainless steel appliances. It also overlooks the spacious living room, so you can always be a part of conversations while you're entertaining. The primary suite is located at the rear of the home and has a remodeled bath with updated shower, sink, toilet, storage racks and grab bars. The secondary bath also has granite countertops, a rare feature in this price point. Outside, you'll enjoy the private, fenced-in backyard with plenty of space for your creative ideas. A community pool is located in the neighborhood as well. This home has been priced aggressively for a quick sale. Come and see it before it's sold!
Source: NTREIS #21077219
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.