405 Sun Valley Dr Woodland Park, CO 80863
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About this home
Welcome to your mountain-view dream home! This thoughtfully updated property combines comfort, function, and stunning views of Pikes Peak—all from your own backyard. As you arrive, a finished attached two-car garage and a beautifully stamped and stained concrete sidewalk (replacing the former flagstone) set the tone. Step past the front door and onto the expansive 15x35 ft patio—perfect for entertaining or just soaking in that clear, unobstructed southern view of Pikes Peak. Inside, wood-look tile flows throughout the main floor, complimented by plush new carpet installed in 2023. A separate dining room connects to the chef’s kitchen, complete with soft-close cabinetry, matching appliances, spice drawer, large appliance cabinet, and ample storage—all part of a 2020 remodel. The spacious main-level master suite features its own fireplace and a full bathroom with a jetted soaking tub, stained-glass accents, and an artistic tile shower. Step from the master to a private side deck with a hot tub (new cover and screen, recently serviced). A cozy family room with a floor-to-ceiling fireplace, bonus office/flex room, half-bath, and under-stairs storage complete the main level. Upstairs you’ll find three large bedrooms, a loft area, and a newly remodeled bathroom. Updates include new lighting, ceiling fans, and a new furnace (2022). The fully fenced backyard offers plenty of space for pets to roam, while the 30x30 shop—with a full concrete apron and separate driveway—adds incredible functionality for vehicles, toys, or workshop needs. There’s even a 3.5 ft deep crawl space spanning the length of the home for seasonal storage, and additional storage above the garage in the attic. This property truly checks every box—don’t miss the chance to make it yours!
Source: RECO #8178534
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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