4056 Ironwood Dr Atlanta, GA 30349
Your savings
About this home
Welcome to 4056 Ironwood Drive in the HIGHLY SOUGHT AFTER Lakeside Preserve community. Once you step inside the dramatic, two-story foyer you are welcomed with beautiful hand-scraped hardwood floors. The family room is complete with a cozy fireplace. This well thought out floor plan offers flexibility to accommodate your needs. There is a casual dining area off of the kitchen which can also be used as a mudroom, home office space, or lounge area. The possibilities are endless. The kitchen is dressed with lots of neutral granite counters, 42" espresso cabinetry, glass backsplash and a complete stainless steel Whirlpool appliance package. A formal dining room is also complete with a beautiful trey ceiling. Let's move upstairs. All three secondary bedrooms are very spacious and are all upgraded with LED color-changing light fixtures which can coordinate with your chosen color scheme. The laundry room is conveniently located upstairs and comes complete with an LG washer and dryer. The oversized primary suite is perfectly situated for peace and privacy. The deep trey ceiling adds just the perfect touch of sophistication. Wait until you see the closet. If space if what you're looking for, space is what is has. Plenty of it! The backyard is a perfect setting for private entertaining as there are no houses or windows looking onto your yard. It's very serene. The shed is included with the home. Let's talk about LOCATION, LOCATION, LOCATION. This home is situated on a premium cul-de-sac lot which is steps away from the resort-style community recreational complex. It is complete with swimming pools, tennis courts, clubhouse, fitness center, lake, and water slide. This home is less than 5 minutes away from Camp Creek Marketplace, I-285, and is minutes from Westlake High School and Hartsfield Jackson International Airport. Priceless!
Source: GAMLS #10642757
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.