406 Glin Ct Vista, CA 92081
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About this home
Luxurious Single-Level Living w Designer Touches! Welcome to this beautifully enhanced home w $200,000 in recent upgrades. This 3,129 SF home on .57 AC, features 3 BDs + office & 3.5 BAs, offering an impeccably designed open layout for relaxation & grand gatherings. Home office is designed w custom cabinetry & designer details. At the heart of this home lies the gourmet kitchen, a chef's dream, boasting high-end appliances & dual islands--perfect for entertaining. Adjacent dining room w brick wall feature, 2 wine refrigerators, custom seating & beams. Spacious family room area w fireplace & room for a large TV! The primary suite is a haven of tranquility, featuring shiplap designer wall molding & custom fireplace; complete w a lavish en-suite bathroom, w over-sized mirrors, dbl shower heads & large soaker tub & a walk-in closet complete w custom built-ins. Add'l bedrooms have ensuites. Embrace outdoor living w a beautiful, covered veranda adorned w Italian tile & plenty of seating, leading to a built-in BBQ w a bar. The landscaped backyard is a private sanctuary, featuring a hot tub & lawn game area, ideal for memorable gatherings & serene evenings under the stars. The ample yard space offers potential for an ADU, pool, &/or tot lot. Upgraded security system, Fully owned SOLAR panels w Enphase per-panel monitoring system. New front xeriscape landscaping w decomposed granite. Garage offers epoxy floors, dual tankless water heaters & cabinetry. Large driveway for 7 cars &/or RV. Perfectly located, a property that blends sophistication w convenience, the best of Vista living! Custom designer details include but not limited to; hardwood flooring throughout, designer carpeting with waterproof pads througout, wood shutters throughout, coffered ceiling, wainscoting, custom lighting, LED recessed lighting, sleek ceiling fans, decorative tile, counters with leathered granite & quartz, 2 full sized islands in kitchen & family room area, custom pendant lighting, added shelving in pantry. Dining room with brick wall feature, 2 separate wine refrigerators, custom seating & beams. Primary bedroom with shiplap, designer wall molding on walls, fireplace & primary bath has large walk-in closet with custom designed built-ins, over-sized mirrors, double shower heads & large soaker tub. The oversized home office is designed with custom cabinetry & shelving. Upgraded security system, Solar panels with an enphase solar system. New front xeriscape landscaping with decomposed granite. Garage offers storage, dual tankless water heaters, cabinetry & epoxy floors- ample driveway space for 7 cars or an RV.
Source: CRMLS #250043319SD
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.