40614 N Laurel Valley Way Anthem, AZ 85086
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About this home
Welcome to 40614 N Laurel Valley Way, a stunning single-story residence located in the heart of Anthem, AZ, 85086. This exquisite property, boasts 3,168 sq. ft (includes guest house), is designed to offer both comfort and luxury, making it the ideal home for families of all sizes. Features four spacious bedrooms and three and a half bathrooms, each space is thoughtfully designed to accommodate a variety of lifestyles. .In addition to its generously sized rooms, this home is complemented by a beautiful pool and putting green, inviting you to enjoy the warm Arizona sun right in your backyard. For those who cherish additional living space or have frequent visitors, the property includes a guest house with its own bath, ensuring privacy and convenience for everyone. ..See ''More Remarks'' Covered Patio has four sliding window doors that open into a fully open patio when desired! Back of home has a wonderful pergola across the back of the home that adds shade. Positioned in a desirable Anthem location, this home provides easy access to local amenities, recreational facilities, and community events. Enjoy the vibrant lifestyle Anthem offers, from its parks and golf courses to its shopping and dining options. Embrace the opportunity to make this exceptional property your own. Whether you are looking for a permanent residence, a vacation home, or an investment opportunity, 40614 N. Laurel Valley Way promises to meet your highest expectations. Schedule a visit today and experience the allure of this remarkable home.
Source: ARMLS #6907367
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.