4062 Brookside Pkwy Decatur, GA 30034
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About this home
SPACIOUS 4-BEDROOM, 2.5-BATH - BY PREMIER BUILDER JOHN WIELAND HOMES IN BROOK GLEN! This stunning property offers an unparalleled living experience, beginning with a grand two-story foyer that sets the tone for the rest of the residence. Situated on a large lot, this home boasts a two-car garage, an open-concept layout and custom finishes. Key features include: Private home office/study, formal living room, elegant dining room featuring tray ceilings and wainscoting, generous secondary bedrooms, gleaming hardwood flooring and crown molding, chef’s kitchen with granite countertops, white cabinetry, stainless steel appliances, pantry, and breakfast bar - perfect for gatherings. The sun-drenched great room boasts soaring two-story ceilings, a wood-burning fireplace, a wall of windows and built-in bookcases. The oversized primary retreat offers a peaceful sanctuary with a lounging area, tray ceilings, walk-in closet and an en-suite bath featuring dual vanities, quartz countertops, a soaking tub and a spa-like shower. Relax or entertain effortlessly at the rear deck or the private fenced-in backyard. As a member of the Brook Glen community, residents may join the voluntary HOA, allowing the enjoyment of the tennis courts and clubhouse. No rental restrictions! Fantastic opportunity to add additional square footage by transforming the large unfinished basement into usable living space. Conveniently located near shopping, dining, recreational opportunities, I-285, I-20, Flat Shoals Parkway, and Snapfinger Road. This exceptional home provides an ideal blend of luxury, space, flexibility and location. Right in the the heart of Decatur! Schedule your tour today!
Source: FMLS #7653418
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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