4063 Baseball Pond Rd Brooksville, FL 34602
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About this home
Endless opportunities at this incredible property on 10.3 ACRES! Zoned AG + additionally zoned for an Assisted Living Facility, this property features a 9 bedroom 4.5 bathroom home with a POOL, 8 fully fenced pastures, and multiple barns. Bring your animals! The main home with stunning stone accents and Hardie Board siding boasts over 5,100 of heated square feet! Upstairs is a large kitchen, formal dining room, spacious living space with wood ceilings, 5 bedrooms, and 2 bathrooms. Downstairs is a second full kitchen, living room, 4 bedrooms, and 2.5 bathrooms. A beautiful stone fireplace runs through both floors in the living rooms. The half bathroom has an exterior door - perfect for when working outside. There are primary bedrooms on both floors and multiple exterior doors for easy access in and out. The downstairs primary bedroom already has plumbing in place if you wanted to add a kitchenette. This home would work well for multifamily or even to live on one floor and rent out the other one. There are a total of 5 covered porches around this home and the front porch has the most beautiful sunrises from the neighboring pasture. Main home Roof 2017. In addition, this home is ADA Accessible! The fully screened saltwater pool was resurfaced 2 years ago and is also ADA Accessible with a lift. The above ground hot tub conveys with the property as well. The larger barn is 2,464 square feet and can hold up to 8 cars and is abundant for storage on this property. There is a 3rd covered barn with multiple stalls sitting on a slab, and a 4th small covered structure in one of the pastures. Additional features of this property include an electric gate, a paved driveway, elderberry, banana, and orange trees, a small pond, a feeding trough, and beautiful flowers and wildlife throughout. There are so many personal and business opportunities here. You can live here and enjoy everything this home has to offer and simultaneously you can run an agricultural business out of this home and potentially qualify for a massive tax exemption. This is truly a rare and unique opportunity in arguably one of the best areas in Brooksville! Located less than an hour from Tampa International Airport and Busch Gardens, 1.5 hours to Disney World, and within 15 minutes to multiple shops, restaurants, and hospitals.
Source: STELLAR #TB8412099
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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