407 Donzi Ct Carolina Beach, NC 28428
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About this home
Live the island life you've been dreaming of on beautiful Carolina Beach—where mornings begin with ocean breezes and evenings end with sunsets over the Cape Fear River. Tucked away on a quiet cul-de-sac, 407 Donzi Court offers the perfect blend of comfort, convenience, and coastal charm just minutes from everything this vibrant beach community has to offer. Step inside and you'll find a bright, open floor plan designed for relaxed living—perfect for a full-time residence or a low-maintenance beach retreat. The kitchen flows easily into the living area, creating a comfortable space for everyday life or entertaining friends and family. Step out back and you'll feel a world away—an inviting, fully fenced outdoor space ideal for cookouts, morning coffee, or simply listening to the seagulls and the breeze through the palms. From this prime location, you're less than two miles from the Carolina Beach Boardwalk and Pier, with oceanfront dining, Britt's Donuts, and live music just a short drive or bike ride away. Carolina Beach State Park is close by, offering scenic trails, boating access, and some of the best fishing in the area. Freeman Park's drive-on beach is perfect for sunrise surf sessions or sunset bonfires, and Wilmington International Airport is less than twenty miles away, making travel easy for weekend getaways or visiting guests. Whether you're looking for a full-time home or a weekend escape, this property delivers the island lifestyle without compromise—peaceful, private, and perfectly located. You're not just buying a home; you're claiming a way of life where the pace is slower, the days are brighter, and every errand can end with your toes in the sand.
Source: NORTHCAROLINAREGIONAL #100536584
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.