4074 Parkway Blvd Land O Lakes, FL 34639
Your savings
About this home
Dreaming of Lakefront Living? Your Oasis Awaits in Lake Padgett Estates! Imagine waking up to breathtaking lake views every morning in your 3-bedroom, 2-bath home nestled on a spacious .3-acre lot in desirable Lake Padgett Estates East. This home boasts a NEW roof, HVAC, and water heater, ensuring worry-free living for years to come. Vaulted ceilings soar, creating an inviting space for entertaining. The heart of the home is the stunning kitchen, featuring elegant wood cabinetry, granite countertops, a convenient kitchen island, breakfast bar, and closet pantry with a Frosted door. Enjoy casual meals in the informal dining area, perfectly positioned to capture the serene lake views. But wait, there's also formal living and dining rooms! The owner's suite is a true sanctuary, complete with his and hers walk-in closets and an en suite bath featuring a garden tub and private lavatory. Step outside through French doors from the family room onto your screened lanai and soak in the tranquility of the lake. Love to fish, kayak, or canoe? Simply step out your back door and immerse yourself in the beauty of nature. And with a 2-car garage, you'll have plenty of space for your vehicles and toys. Unbeatable Amenities for an Active Lifestyle in this Community- For just sixty dollars per month, you have access to an unparalleled array of amenities, including a clubhouse, pool, tennis courts, basketball courts, racquetball courts, playground, pet area, and fishing – everything you need for an active and fulfilling lifestyle. But that's not all - The Hideout is a members-only, 21+ establishment, perfect for socializing with friends and family in a relaxed atmosphere. Enjoy the full-service bar and lounge while listening to the latest hits on its state-of-the-art jukebox. Members also have access to two free regulation pool tables, with weekly tournaments held on Monday and Wednesday nights. So, you can see how this community really does have something for everyone! The natural waterways throughout the neighborhood create a haven for wildlife, providing a serene escape from the everyday hustle and bustle. Conveniently located near Pine View Elementary, Pine View Middle, and Land O'Lakes High Schools, and just a short drive from Cypress Creek Preserve, this home offers the perfect blend of tranquility and convenience. Don't miss your chance to own a piece of paradise in Lake Padgett Estates!
Source: STELLAR #TB8381773
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.