408 Cyrus Thompson Dr Jacksonville, NC 28546
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About this home
Welcome to 408 Cyrus Thompson Drive, a Move-In Ready home nestled in the desirable Jackson Point at Towne Pointe community just 2 miles from the Camp Lejeune gate and 12 miles from MCAS New River. This neighborhood offers the perfect blend of convenience and recreation, featuring lighted sidewalks and walking trails, ponds, and beautiful natural areas ideal for outdoor fun. Residents also enjoy access to a gated, resort-style pool and clubhouse, making it easy to relax and connect with neighbors. Inside, this spacious home impresses with its open floor plan and elegant finishes. The entryway leads to a formal dining room and a versatile office or den. Vaulted ceilings and a cozy gas fireplace highlight the living room, which flows seamlessly into the eat-in kitchen complete with stainless steel appliances, granite countertops, recessed lighting, a breakfast bar, and abundant cabinetry. The first-floor primary suite is a private retreat with a tray ceiling, ensuite bath featuring a soaking tub, separate shower, dual vanity, and a walk-in closet. A laundry room and half bath complete the main level. Upstairs, you'll find four additional bedrooms, two full baths, and a loft area perfect for art projects, a reading nook, or a small workspace. The fifth bedroom includes its own full ensuite, making it ideal for guests or multigenerational living. Thoughtful upgrades set this home apart, including a whole-house Puronics water filtration system, new HVAC system with Ecobee smart controls (2024), new carpet in the master bedroom and stairs backed by a 1-year warranty, a full gutter system, Brinks home security, and a fire pit in the backyard. Other highlights include a new garbage disposal (2025), updated toilet components (2025), and fiber optic internet capability. HOA dues for 2025 are already paid, and the roof is backed by a 5-year Maven warranty effective through 2030. The sellers especially love the home's flexibility. It's spacious enough to provide a downstairs primary suite, a personal study, and multiple dining options from the formal dining room to the breakfast nook or countertop seating. This home truly offers the perfect balance of comfort, convenience, and modern upgrades in one of Jacksonville's most sought-after communities. Don't miss your opportunity to make it yours!
Source: NORTHCAROLINAREGIONAL #100536602
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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