4082 Edwards Rd Aynor, SC 29511
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About this home
Welcome to your dream home in the heart of Aynor! This stunning property offers the perfect blend of modern elegance and country charm, featuring 5 spacious bedrooms and 4 full bathrooms with loads of custom features throughout. Nestled on 1.91 acres, the property includes a fenced rear yard for extreme privacy and a pond perfect for fishing and canoeing. Walk inside and see the inviting open concept formal dining room, spacious living room, gourmet kitchen. Each living section is detailed with statement-making coffered tray ceiling detail, crown moldings, and LVP flooring. The gourmet open-concept kitchen boasts granite countertops, stainless steel appliances, and a bright breakfast nook, flowing seamlessly into the living areas. The main level highlights 4 bedrooms and 3 bathrooms, including a large primary suite with massive walk in closet. The master bathroom has double vanities, soaker tub, custom tile shower, and tons of natural light. The secondary bedrooms are all great sizes and have LVP flooring and ceiling fans. The 5th bedroom has been converted into a custom top of the line movie theater! All this just minutes from Downtown Aynor and a short drive to Downtown Conway, offering both a country settling with all the conveniences.
Source: MYRTLEBEACH #2523860
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.