41 Crestline Ct Nocona, TX 76255
Your savings
About this home
Discover the charm of this unique Ralph Lauren Cottage-inspired home, newly listed and ready for you to make it yours. This delightful residence features three generously sized bedrooms, including two master suites, providing ample space for family and guests alike. Each bathroom is thoughtfully designed with convenience in mind, highlighted by a walk-in shower equipped with body sprayers, ensuring a spa-like experience at home. The heart of this home is a spacious kitchen, perfect for culinary enthusiasts. It boasts an island for additional counter space, copious amounts of cabinet storage, a double pantry, a smooth top stove, and unique custom cabinets including a mixer holder for the baking aficionado. The kitchen opens to an eat-in area, creating a perfect environment for intimate dinners or casual breakfasts. Living spaces are accentuated by beamed cathedral ceilings and expansive windows framing the picturesque views of surrounding mature trees and an exquisite iris garden. Step outside onto the custom wood party deck, an ideal spot for entertaining or simply soaking in the serene landscape on the edge of two stunning golf courses. Additional standout features include a She-Shed with air conditioning and electricity, providing a private retreat or an inspiring studio space. For convenience, the carport includes a workshop with power and water supply, and a large attic for extra storage. The property also includes a pad with a 30-amp supply space, accommodating a 28-foot recreational vehicle, and the deck is pre-plumbed for a hot tub installation. With its captivating blend of functionality and style, this property is a rare find in a tranquil setting, inviting you to indulge in both comfort and luxury. Here, every detail is designed to contribute to a relaxed lifestyle while offering practical amenities to complement your everyday needs. Embrace this opportunity to own a piece of paradise approximately 1.5 miles to Lake Nocona.
Source: NTREIS #21000855
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.