41 Hurshfield Ct Taylors, SC 29687
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About this home
Very large 5-bedroom home in coveted sub-division. Owner has just had all rooms painted a very nice neutral grey and installed all new blinds. The carpets have now all been replaced and the house looks brand new inside. You will not find a 5 bedroom for this price in this kind of neighborhood anywhere. The Kitchen has all stainless appliances and is part of a very open floor plan looking into the living room with cathedral ceilings and gas log fireplace. Walk through the front door and notice a beautiful 2 story foyer with a beautiful chandelier. To the right is a formal dining area and the left is a double doored office area. Theirs one bedroom and a half bath on the main level. Upstairs are 4 more bedrooms including the primary bedroom which has a tray ceiling and full bathroom. Full shower, double vanity, garden tub and a walk-in closet. Laundry is located upstairs, and the home comes with the washer and dryer. In the garage the home is equiped with a full Rain soft water system and irrigation system in the yard. Out back is a very large back yard with a patio. Has a 220v hot tub hook up. Nice downhill with mountain views is what gives the sub-division the name Blue Ridge Plantation. The sub-division has a nice pool area with fountains. Home is within walking distance of lake Robinson; you will see it as you are driving in. Home is priced to move quickly, do not wait!
Source: GREENVILLESC #1561497
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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