41 Middlebrook Dr Cartersville, GA 30120
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About this home
The home qualifies for down payment assistance and $0 closing costs! ASK US HOW! Charming Townhouse in the Heart of Cartersville – A Must-See! Welcome to 41 Middlebrook Dr, Cartersville, GA – a beautifully maintained 3-story townhouse full of charm and recent updates that make it move-in ready! Featuring 3 spacious bedrooms and 2 bathrooms, this home offers a smart, versatile layout perfect for a variety of lifestyles. Step inside to a welcoming foyer that leads you upstairs to the main living area. You'll love the bright and airy family room, highlighted by stunning wood floors and abundant natural light. The open-concept kitchen includes everything you need—ample counter space, a pantry, and a laundry closet for ultimate convenience. This home has received a few refreshing touches: brand-new carpet, fresh paint in the kitchen and primary bathroom, plus a few more charming updates throughout that bring a fresh, modern feel while preserving its cozy character. Just off the main living area, there’s a bedroom with an en-suite bath, currently staged as a den—ideal for a home office, guest space, or media room. Upstairs, two oversized bedrooms share a full bath, offering room to relax, work, or create a personalized retreat. On the ground level, enjoy a spacious garage with room for two small cars and bonus space perfect for storage, a workout nook, or a hobby corner. Located just minutes from top-rated Cartersville schools, shopping, Lake Allatoona, the acclaimed Savoy Auto Museum, and with easy access to Highway 41 and I-75, this townhome truly combines comfort, style, and convenience. Homes like this are rare—schedule your tour today before it’s gone!
Source: FMLS #7482893
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.