410 Whiskey Still Dr Cleveland, GA 30528
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About this home
Rustic Charm Meets Modern Comfort on 2.65 Acres in North Georgia Welcome to your dream retreat. This charming log cabin offers the perfect blend of rustic elegance and modern convenience, all nestled on a sprawling 2.65-acre lot in the heart of North Georgia. From the moment you arrive, you'll be captivated by the warmth and character of this home. Inside, an open-concept floor plan invites you to relax and unwind, with beautiful wood ceilings and rich log walls creating a cozy, lodge-like ambiance throughout the main-level primary bedroom offers ease and privacy, while two additional upstairs bedrooms provide plenty of space for family or guests, striking the perfect balance between shared living and personal retreat. Step outside and you'll truly fall in love with the expansive wraparound porches, ideal for morning coffee, sunset views, or lazy afternoons with a good book. The outdoor space is designed for relaxation and entertaining complete with a firepit area, room for kids to play, pets to roam, and unforgettable evenings with friends and loved ones. Nature lovers and adventure seekers will appreciate the proximity to hiking and biking trails, while foodies and wine enthusiasts can enjoy nearby restaurants, local wineries, and charming shops. All just a short drive away. Whether you're looking for a full-time residence or a weekend escape. This one-of-a-kind log cabin is ready to welcome you home. This property has no HOA.
Source: FMLS #7653575
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.