4100 Sweet Birch Dr Mckinney, TX 75071
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About this home
Discover the perfect balance of elegance and comfort in this stunning 4 bedroom, 4 FULL bath residence, which includes a downstairs office and upstairs gym, nestled in a growing part of McKinney! Situated on a premier corner lot, this home sets a new standard for luxury living with its thoughtful design and modern amenities. An oversized 2 car garage completes this home, offering ample parking and additional storage space. Step inside to be greeted by engineered hardwood floors that grace the entirety of the main living spaces, adding beauty and durability. The open-concept layout effortlessly combines functionality with style, featuring an inviting living room centered around a stone fireplace with soaring ceilings, perfect for relaxing and entertaining. The gourmet Kitchen is a chef's dream, complete w sparkling quartz countertops, SS appliances and a large island w seating. Custom cabinetry provides plentiful storage, including in the island. Retreat to the generous primary suite, w gorgeous ensuite bath and large walk in closet. A secondary bedroom down adjacent to full bath is positioned at the front of the home. Don't miss the custom mud room w extra storage underneath the stairs. multiple walls w wainscoting give this home that custom desired appreciation. Upstairs the secondary bedrooms are generously sized. An additional flex room w ensuite full bath was made into a gym! Add a door and you have a 5th bedroom. The walk in attic has an abundance of available space. The expansive lot is one of the largest in the neighborhood, presenting endless possibilities for outdoor enjoyment. Easy access for commute and close to major shopping and dining options.
Source: NTREIS #21087437
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.