4101 Hawthorn Dr Aubrey, TX 76227
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About this home
Peaceful living in Sandbrock Ranch! You won't need to leave this family friendly neighborhood for entertainment with amenities like a carriage house community center, large pool and splash pad, fitness center, dog park, amazing treehouse playground, wooded walking trails, not one but two stocked fishing ponds, endless greenspace, and community lawn area for events and live entertainment. Work from home with ease in the generous and open office space at the front of the house. Make family meals in the luxurious kitchen complete with double ovens, a gas range, and 2 PANTRIES (second pantry located next to laundry room)! Whole-home water filtration system included. Play in the upstairs game room, and or relax in the attached media room. Retire to your oversized primary bedroom, complete with a large soaking tub, a walk-in shower, ample storage, and an oversized master closet that attaches to the laundry room for easy washing & putting away clothes. Spacious 3 car tandem garage, large enough for a workspace, complete with side door access directly to backyard. At night, enjoy grilling out on your oversized, covered backyard patio in privacy or in the company of family and friends. This premium lot is across from a massive green space, perfect for both dogs and kids! Sandbrock Ranch Elementary located in the neighborhood for easy access to and from school. Don't miss this one!
Source: NTREIS #20892916
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.