4106 Matt Ct Killeen, TX 76549
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About this home
Comfort, Convenience, and Class Just Minutes from Fort Hood Imagine pulling into your quiet cul-de-sac at the end of a long day—peaceful, private, and perfectly located close to everything you need. That’s the everyday reality waiting for you at 4106 Matt Court in Killeen, Texas. This beautifully maintained 4-bedroom, 2-bathroom home blends modern comfort with thoughtful design, making it the ideal space for families, first-time buyers, and anyone craving both function and flow. Step inside and feel right at home. Spacious open-concept living lets you stay connected while cooking, dining, or relaxing. Durable tile floors throughout the main areas mean style without the stress of constant upkeep. A private master suite offers a peaceful retreat with a generous walk-in closet—because you deserve your own space. Love spending time outdoors? You’ll enjoy morning coffee on the covered front porch and evenings under the shaded back patio, the perfect setting for BBQs, laughter, and making memories. Families will appreciate the unbeatable location—Shoemaker High School and Live Oak Ridge Middle School are just a short walk away, and shopping, dining, and entertainment are right around the corner. Plus, for our military heroes, the Clear Creek Gate to Fort Hood is only minutes from home, keeping your commute short and simple. Here’s where it gets even better: The seller is motivated and offering YOU $8,500 to make this home yours! Apply it toward closing costs, a rate buy-down, or personal touches to make this space truly your own. Opportunities like this don’t last long—especially in such a desirable neighborhood. Schedule your private tour of 4106 Matt Court today and take the next step toward the life you’ve been working for.
Source: CENTRALTEXAS #582017
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.