4107 E Fairview Cir Mesa, AZ 85206
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About this home
Exceptional Luxury home on nearly an acre with the amenities you expect. Discover your dream oasis in this stunning home, spacious 2616 sq ft of elegant living space. Remodel features a large open floor plan, perfect for modern lifestyles and entertaining. Large primary suite complete with a spacious sitting area, walk-in shower with rainfall shower head, and two closets for all your needs. Thoughtfully designed split bedroom layout enhances privacy, making it ideal for families and guests alike. Gather around the charming fireplace in the spacious family room, perfect for cozy evenings or entertaining friends and family. Unleash your inner chef in the gourmet kitchen, with butlers panty, ample cabinets and drawers and more. Equipped with SS appliances, double oven, quartz countertops, large island with, wine/beverage fridge, offering both functionality and style. Kenetico whole house water filtration system, LUMA video and Control4 whole house secutity systems, whole house wired CAT6 plus 24 port gigabit switch. Step outside to your private paradise featuring a shimmering pebble tec pool, perfect for refreshing dips on warm days. Enjoy the fun of a tennis court, with citrus trees and plenty of space for outdoor activities. This property comes with horse privileges. The huge tandem 5+ car garage provides plenty of parking and additional workshop space for all your projects and hobbies, along with an RV gate and covered RV parking. The convenient circular driveway enhances curb appeal and makes access effortless. This home combines comfort, luxury and outdoor living in a serene setting. All this close to US60 and 202 freeways, 20 minutes to the airport, high-end shopping at Dana Park with AJ Fine Foods, dining and entertainment within minutes. The east valley is minutes away for hiking, biking, Salt River Recreation, Lakes, Superstition mountains, Spring Training Baseball featuring the Chicago Cubs and so much more. Don't miss out, come see the charm and value of the East Valley.
Source: ARMLS #6863814
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.