4108 Charbray Ct Cedar Park, TX 78613
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About this home
A NEW PRICE ADJUSTMENT! METICULOUSLY MAINTAINED PROPERTY WITH UPGRADES! NEW ROOF INSTALLED IN 2021! Charming Single-Story Oasis in a Tranquil Cul-de-Sac! Welcome to this impressive single-story home nestled on a spacious 0.39-acre lot featuring mature trees, four-sided brick construction, and both front and back porches that blend comfort with elegance. This residence boasts a blend of modern amenities and charm, featuring 4 spacious bedrooms all with walk-in closets, 3 luxurious baths, and 1 office, ensuring everyone has their own space including formal living and dining. Soaring ceilings and 8-foot doors, a world of natural light flooding throughout, with bay and gallery windows. The heart of the home is an open floor plan that combines a spacious family great room with a custom designed fireplace, breakfast nook, ideal for entertaining and everyday living. Prepare culinary masterpieces on the stunning granite 118-inch limestone island, gourmet custom 42 in. Kent Moore cabinets, pull-out pot drawers, all while enjoying the ambiance created by the built-in interior and exterior speakers. Relax in the owner’s suite featuring a tray ceiling, bay windows, granite throughout, walk-in shower with seat, jacuzzi tub, sinks, perfume ledges, walk-in closets—storage will never be an issue here! Hickory engineered hardwood flooring flows gracefully throughout and tile in wet areas, enhancing the home's character. Pre-wired security system connections on all windows and doors. A Rain Bird in-ground sprinkler system. The 3-car garage provides space for vehicles and hobbies, and a huge attic space above. Centered in a quiet cul-de-sac, this home offers a peaceful escape without sacrificing convenience. Make this one owner enchanting residence your own—where every corner exudes comfort and every moment feels like a retreat. SCHEDULE A SHOWING TODAY! **Primis Mortgage Offers: A JUMBO loan that requires only 5% down payment loans with no Mortgage Insurance (MI).
Source: ACTRIS #8082501
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.