4108 Gildas Path Pflugerville, TX 78660
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About this home
New Roof, gutters & garage door! Welcome to your next chapter in this beautifully maintained 4-bedroom + office, 2.5-bathroom home, perfectly situated in a community with top-rated schools, great amenities, and a low 2.0985% tax rate. Thoughtfully designed for comfort and function, this home offers spacious living, modern finishes, and flexible areas that suit your lifestyle—whether working from home, entertaining, or simply enjoying a quiet night in. Step inside to find luxury vinyl plank flooring throughout the entry, kitchen, and main living areas. Just off the foyer, a versatile office or second living space offers the ideal setup for remote work or a cozy retreat for movie nights. The grand living room impresses with soaring ceilings and a wall of windows that fill the space with natural light. The kitchen is a standout with abundant counter space, a built-in wine rack, an oversized walk-in pantry, and a spacious dining area with an eat-in island—perfect for hosting or everyday meals. The primary suite offers vaulted ceilings, dual vanities, a glam zone, and a massive walk-in closet. Upstairs, an 18' x 18' flex room provides endless possibilities—game room, media center, gym, or creative space. Three oversized secondary bedrooms, each with walk-in closets, complete the upper level. Outside, enjoy an expanded covered patio designed for year-round entertaining. The original owners have taken exceptional care of this home, and it shows. Community amenities include a resort-style pool, splash pad, toddler pool, cabanas, a 1,400 sq ft clubhouse, playgrounds, basketball courts, and scenic trails. Just 2.3 miles from Lake Pflugerville with a 3-mile trail, fishing, and canoeing. Conveniently located near Costco (2 miles), H-E-B (3 miles), The Domain (15 miles), and Downtown Austin (20 miles), with easy access to 130 for smooth commutes to Dell, Samsung, Amazon, and the airport.
Source: ACTRIS #6739225
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.