411 Acacia Cir Port Orange, FL 32127
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About this home
Experience waterfront living at its best in this 3-bedroom, 2-bathroom home with 1,326 square feet of thoughtfully designed space, perfectly positioned on the bay in Port Orange. With sparkling water views right in your backyard, every day feels like a getaway. Inside, the bright and airy open floor plan is designed for both comfort and style. The living area features sleek vinyl flooring that flows seamlessly into the kitchen, where you’ll find stainless steel appliances, a striking backsplash, and plenty of room to create your favorite meals. The adjacent dining room offers direct access to the porch and backyard, making it easy to enjoy sunset dinners or morning coffee with a view. The primary suite is a private retreat, complete with an en suite bath and a walk-in shower. Two additional bedrooms and a second full bath provide flexibility for guests, family, or a home office. Step outside to your beautifully landscaped, fenced backyard that backs directly onto the bay. Whether you’re entertaining friends, unwinding after a long day, or simply soaking in the waterfront scenery, this outdoor space is designed to impress. Ideally located just minutes from popular restaurants, shopping, and the area’s renowned beaches, this home combines everyday convenience with the ultimate coastal lifestyle. Mortgage savings may be available for buyers of this listing.
Source: STELLAR #O6337743
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.