411 Avenue A SE Winter Haven, FL 33880
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About this home
This beautifully updated Winter Haven gem combines style, comfort, and smart upgrades in a location that puts everything you need right at your fingertips. With NO HOA, a durable newer roof, newer A/C, and recent improvements, this home is truly move-in-ready—and packed with charm! A generous lot in a friendly neighborhood combining comfort and convenience. This property offers the perfect balance of indoor comfort and outdoor enjoyment! . A well-maintained and updated single story block home with over 1,240 sq. ft. of heated living space with a total area of 1,656 sq. ft., situated on a large lot (78 ft. x 140 ft.) is a 0.25 acre lot, you’ll have all the room you need to relax, entertain, and make lasting memories. Step inside to discover a recently painted interior with window treatments, modern light fixtures and ceiling fans throughout. This creates a bright and breezy vibe that feels like home from the moment you walk in. Upon entering, you’ll be greeted by the inviting large living room which flows seamlessly either into the dining room / kitchen combination perfect for easy interaction and entertaining or you can access the hallway which takes you to the two bedrooms and bathroom. The well-appointed kitchen boasts a lot of counter space, all appliances included, beautifully updated slow-closing cabinetry, and ideal for cooking your favorite meals. This home offers incredible versatility with two large bedrooms, and a bonus room which could make a third bedroom, office, or hobby room. Need storage space? This home has it, with numerous closets throughout to meet all your organizational needs. Enjoy the outdoors in your fenced backyard, perfect size for entertaining or a pool! The home also boasts a one car attached garage. This is a perfect starter home, or for someone who is downsizing or seeking a seasonal retreat from the cold up north. Conveniently located in the heart of Winter Haven, this home provides easy access to the parkway, just minutes from medical centers, shopping, LEGO LAND, MINUTES FROM BOK TOWER, DOWNTOWN WINTER HAVEN, AND LESS THAN AN HOUR FROM BUSCH GARDENS, DISNEY SPRINGS, DISNEY WORLD, SEA WORLD, AND UNIVERSAL STUDIOS or the BEACH! Available for immediate occupancy. Cash, Conventional, FHA and VA financing available. Bring all offers—owner is motivated and ready to make a deal!
Source: STELLAR #L4954810
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.