411 S Battleground Ave Kings Mountain, NC 28086
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About this home
Imagine weekends where you stroll to downtown Kings Mountain for dinner with friends, or a quick stop at your favorite coffee shop. This home truly puts you in the heart of it all, and the inside is every bit as charming as the location. Remodeled and thoughtfully redesigned in 2022, this oasis just feels like home. The spacious living room welcomes you in with plenty of natural sunlight and cozy gas logs, creating the perfect spot to unwind. Just off the living area, you’ll find a formal dining room that’s ideal for dinners or entertaining friends, and a sunroom that makes the perfect home office, playroom, or flex space, whatever fits your lifestyle best. The custom kitchen is a showstopper with tons of cabinet space, granite countertops, a breakfast bar perfect for casual mornings, and sleek stainless-steel appliances that make cooking a joy. The laundry/mudroom is just as dreamy, with custom cabinetry and plenty of space to stay organized. Down the hall, you’ll find three spacious bedrooms, each with its own spacious closet. The primary suite features a beautifully designed ensuite bath with quartz countertops, custom cabinetry, and a tiled walk-in shower. The second full bath doesn’t miss a beat either, with a double vanity, quartz counters, and updated tile and lighting that make it shine. Head outside to a partially fenced backyard offering both charm and function, complete with a privacy fence along the back side of the property, and a detached two-car carport. Homes like this, move-in ready, and a stroll to everything downtown, don’t come around often. Schedule your showing today.
Source: CANOPYMLS #4315668
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.