411 Sunfish Dr Winter Haven, FL 33881
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About this home
One or more photo(s) has been virtually staged. Exceptional Living Starts here in Lucerne Park in Winter Haven- one of the fastest growing metro areas! This home has undergone so many upgrades you'll need to see the full list but here's a sneak peek: WATER SOFTENER added, FIRE PIT & outdoor OASIS sitting area, pollinator GARDEN, UPGRADED KITCHEN from the appliances to the countertops and cabinetry, BATHROOMS UPGRADED, & the list goes on. Enter into your new home to this open floorplan & smartly designed space featuring a first floor office/flex room, dining room, and huge living area with additional space in the kitchen for island seating or a breakfast nook. A catch-all area leads to the garage & a walk-in pantry provides plenty of storage space. The kitchen has upgraded quartz countertops, upgraded appliances, and bright overhead lighting. Look out to your stunning, fenced in back yard with garden beds welcoming nature and whatever you choose to grow! The outdoor seating area is an oasis with a firepit- great for entertaining! Venture upstairs to the huge loft space & all 4 bedrooms in a split floorplan. The primary has a walk in closet, upgraded bathroom with standing shower, & double vanity. Each bedroom and the loft is carpeted for noise reduction & comfort. This house was made for you & all your guests! Lucerne Park's amenity center is close by with a pool, outdoor seating area, and playground. Nearby to your new home & for your convenience are multiple shopping centers & restaurants. Be close to Disney World, Legoland, & the resorts of Orlando. Be less than 1hr from Orlando International & 20min from downtown Lakeland. There's nothing left wanting here except you- come see what exceptional living is all about in Lucerne Park!
Source: STELLAR #TB8416343
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.