4113 Bluffpoint Rd Rowlett, TX 75088
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About this home
****Seller offering $6000.00 in buyer concessions**** LOCATION, LOCATION, LOCATION! Nestled on a generous ˜0.27-acre lot in Rowlett’s desirable neighborhood, this striking 4-bedroom, 2-full,1-half-bath home (˜2,806 sq ft) offers the ultimate blend of space, style and flexibility — and no HOA to limit your options. Step inside to discover two inviting living areas — ideal for family life or entertaining guests — with easy-care laminate flooring throughout the upstairs bedrooms and main gathering spaces, and tile in the baths for practical elegance. A cozy gas fireplace anchors the main living area, adding instant warmth and charm. The heart of the home is the open kitchen: rich granite countertops, a prominent center island, ample cabinetry, walk-in pantry, a light-filled breakfast nook (˜12×10) and seamless sightlines to both living spaces. Retreat to the private primary suite upstairs — oversized and serene — boasting room for a sitting area, dual vanities, a garden tub, separate glass-door shower and a large walk-in closet. All three upper-level bedrooms feature walk-in closets and ceiling fans. Outdoors, the entertainer’s dream awaits: a covered patio overlooks your private backyard oasis, featuring a gunite in-ground pool with spa and dive board, fully fenced yard and space to park your boat or RV with rear-entry garage access. The 2-car garage features extra storage and alley access for added convenience. Additional upgrades include 2? blinds, decorative lighting fixtures, bay window features, ceiling fans throughout, and exterior rain gutters. This home is move-in ready — just bring your swimsuit, pack your bags and start living the Texas-sun lifestyle right here. Welcome home!
Source: NTREIS #21077413
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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