4115 Alpine St Paris, TX 75462
Your savings
About this home
Welcome to Morningside Estates, an established neighborhood in SE Paris where you will find this renovated two-story residence sitting on third acre. The formal entry beckons you to discover 2 living areas, 2 dining area, 2 kitchens, 4 bedrooms and 5 bathrooms, perfect for large families or multi-generational living. Luxury vinyl plank flooring flows throughout the first floor and into the light and bright living room featuring vaulted ceiling and wood burning fireplace. On the other side of the entry you will find the dining room leading to a spacious eat-in kitchen with granite countertops, gas range, and walk in pantry. Just off the kitchen is a bonus room that can be a game room, 5th bedroom or office complete with half bath. The first floor Primary suite provides a peaceful escape with it’s own en suite bath featuring soaker tub, oversized shower with jets and dual shower heads, dual vanities and his and hers walk in closets. Also on the first floor you will find an Auxiliary suite with full kitchen, private entrance, and a full bathroom with walk in shower—perfect for guests, extended family, or rental opportunity. For your convenience there are laundry rooms both upstairs and down. Ascend the newly carpeted stairs to the second floor and two well appointed guest rooms, separated by a jack and jill bath. Next door a large bonus room offers flexible living space for a game room, media room, or playroom. The huge backyard is ideal for entertaining with it’s massive heated salt water pool and expansive patio surround allowing you to relax in privacy within the fully fenced yard. The home boasts many recent upgrades including new windows, interior paint, flooring and carpet, modern lighting, fans, outlets, switches, 6 panel interior and storm doors. This home combines luxury, function, and style in a desirable location just minutes from shopping, parks, and the vibrant downtown area. A perfect blend of comfort and convenience—ready for your new chapter!
Source: NTREIS #21103463
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.