4115 S Constancia Ct Green Valley, AZ 85622
Your savings
About this home
Unbelievably beautiful single family home with even more unbelievably beautiful mountain VIEWS! All of the upgrades, updates and modern touches that you have been dreaming of. The back patio has mountain views from Elephant head down to the green valley below, and the landscaping is impeccable! Your family and friends will love spending winter evenings under the stars in this special space! Inside, the kitchen is sparkling with a silver imprint backsplash and new granite counters. Your morning coffee will be even better in the breakfast nook looking directly out to the mountain views. The living area is directly off of the back patio and also showcases more mountain views. The dining area is perfect for more formal events and a powder room accommodates guests. A separate den down the hallway is convenient but can be closed off to hide computer or craft projects. Your primary suite is luxurious and modern with black accents and a gorgeous walk in tile and glass shower. A separate guest ensuite accommodates guests or can be used as another office or craft room. The garage is oversized and a separate area is great for golf carts or work space. There is nothing about this home that you will not absolutely LOVE!
Source: SOUTHAR #22428915
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.