4119 Navigator Way Kissimmee, FL 34746
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About this home
Welcome to the Isles of Bellalago, a guard-gated community where resort-style living meets everyday comfort. This beautifully maintained 4-bedroom, 3-bathroom waterfront residence sits on a spacious lot overlooking a tranquil pond, offering a rare blend of elegance, privacy, and relaxation. From the moment you step through the double entry doors, you are greeted by a sense of calm and refinement. The foyer opens to a formal living room with sliding glass doors framing peaceful water views and direct access to the lanai, while the adjoining dining room provides the perfect setting for intimate dinners or festive gatherings. At the heart of the home is a thoughtfully designed kitchen featuring granite countertops, solid wood cabinetry, a stone backsplash, and a center island ideal for meal prep. A bright breakfast nook seamlessly connects the kitchen to the family room, where large windows and sliding doors fill the space with natural light and panoramic views of the water, creating an effortless flow. The covered and screened lanai extends the living area outdoors with tile flooring, ceiling fans, and a dedicated jacuzzi hookup, offering a comfortable space to unwind. The backyard provides ample room for gardening, grilling, or simply relaxing by the water’s edge. The primary suite is a serene retreat featuring a walk-in closet and a luxurious en-suite bath with dual vanities, a makeup area, a soaking jacuzzi tub, and a glass-enclosed shower. Three additional bedrooms provide flexibility for guests, family, or a home office, with one bedroom situated near a full guest bath for added privacy. Recent updates include a new water heater (2025), new AC system (2021), a tile roof installed in 2017, and refreshed landscaping that enhances the home’s curb appeal. Life in Isles of Bellalago is more than homeownership, it’s a lifestyle. Residents enjoy access to multiple resort-style pools, a lakeside restaurant and bar, two fitness centers, tennis and basketball courts, beach volleyball, playgrounds, walking and biking trails, private boat docks and lifts, and access to the connected canals and scenic Lake Tohopekaliga, known for world-class fishing and boating. The community also provides 24-hour manned gate security and a friendly, active atmosphere year-round. Conveniently located near everyday essentials and popular destinations, the property is just minutes from Publix, Walgreens, Lowe’s, and Bellalago Village Shopping Center, which offers dining options like Broadway Pizza Bar and Capri Italian Restaurant. Major retailers and additional restaurants can be found along Pleasant Hill Road and the Loop Shopping Center. Valencia College and Bellalago Academy are nearby, along with HCA Florida Poinciana Hospital and AdventHealth Kissimmee for peace of mind. Entertainment options abound with downtown Kissimmee, Old Town, and the excitement of Disney World, Universal Studios, and SeaWorld all within a short drive. Nature lovers will appreciate the nearby Kissimmee Lakefront Park and scenic walking trails throughout the area. Whether you’re searching for a primary residence or a second home to enjoy the Florida lifestyle, this property offers the perfect combination of resort amenities, modern comfort, and proximity to shopping, dining, and entertainment. Experience the beauty, convenience, and tranquility of living in Isles of Bellalago, schedule your private showing today and make this waterfront retreat your own slice of paradise.
Source: STELLAR #O6354899
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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