4119 Sunset Preserve Blvd Orlando, FL 32820
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About this home
Experience the stunning elegance of this former model home, where you'll be captivated by its grand and stylish design. From the impressive 12-foot ceilings to the beautifully crafted accent walls, every detail radiates sophistication. The countertops throughout the home showcase several exquisite colors of granite, setting a high standard for luxury living. If you're seeking a tranquil home overlooking a conservation area, where you can regularly spot deer and other wildlife, you've found the perfect place. As you enter, you’ll be greeted by a stylish dining area featuring an accent wall and contemporary lighting, ideal for entertaining guests. Next, you’ll enter the combined family room and kitchen, which boasts two sliding glass doors. The larger door consists of three panels that slide into the wall, effectively opening up the space to reveal a vast backyard—an expansive canvas for your dream pool or outdoor oasis. The kitchen is a highlight, featuring a large island, a walk-in pantry, and stunning design elements complete with KitchenAid appliances. Adjacent to the kitchen is the spacious primary bedroom, showcasing a tray ceiling, recessed lighting, and a beautiful accent wall. The luxurious primary bathroom includes dual vanities and a super shower with both traditional and rain shower heads. You'll also find an enormous walk-in closet for all your storage needs. Off the kitchen is a roomy laundry room equipped with ample cabinet space, a built-in area for shoes and jackets, and a laundry sink. Nearby, there is a fourth bedroom and a bathroom conveniently located off the laundry room. As you move towards the entryway, you'll discover two additional carpeted bedrooms—one featuring a designer accent wall and a ceiling fan. Between these bedrooms is another full bathroom with dual vanities. The home is equipped with a recently inspected and emptied hybrid septic tank, as well as a whole-house water softener and purification system. Step outside to the back lanai, where you'll find a summer kitchen complete with a grill, refrigerator, and hood, along with a beautiful stone countertop and backsplash.
Source: STELLAR #O6306893
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.