4119 Zelkova Ct Naples, FL 34119
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About this home
This stunning, move-in ready home offers the perfect blend of style, function, and comfort. Located on a quiet cul-de-sac, the home features a pool and spa with sunshelf, a spacious travertine lanai, and a fenced backyard with green space—ideal for relaxing, entertaining, or enjoying time with pets and family. Inside, the open-concept floor plan offers luxury vinyl plank flooring on the main level, a chef’s kitchen with granite countertops, Café series gas stove and double oven, upgraded backsplash, and a reverse osmosis system. The first-floor primary suite includes two custom walk-in closets and a spa-like bath with a rain head shower. Upstairs, a loft-style living area and three additional bedrooms (including one en suite) provide plenty of space for family, guests, or a home office. This home offers both privacy and convenience—just a short walk to the community center and close to the gate for easy access. With thoughtful upgrades, a flexible floor plan, and a backyard retreat, this is one you won’t want to miss. Schedule your private showing today! Stonecreek is one of North Naples’ most desirable guard-gated communities, just minutes from world-class beaches, top-rated schools, and favorites like Seed to Table. Residents enjoy resort-style amenities including a clubhouse with indoor sports court, fully equipped gym, beach volleyball, tennis, pickleball, lap and resort-style pools, a splash pad, shaded playground, and events for all ages. Some photos include reality renovation/reality staging. *THIS PROPERTY INCLUDES DESIGN SERVICES, MAKING FURNISHING, AS SHOWN, EASY FOR YOUR BUYER*
Source: FORTMYERS #225054673
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.