4121 Arlington Dr Royal Oak, MI 48073
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About this home
An exceptional residence nestled in the most sought-after neighborhoods , Beverly Hills of Royal Oak, just moments from Pioneer Park, Corwell R.O. and Downtown Birmingham. Many recent updates: Roof 2019, AC 2024 Furnace 2020, Garage 2015, fully insulated and has Wi Fi enabled thermostat. The kitchen was renovated in 2013 with a 2025 new refrigerator, and the adjoining dining room has been beautifully updated, balancing modern functionality with classic design. This home is a rare blend of timeless architectural beauty and contemporary refinement, designed for those who appreciate elegance, comfort, and effortless living. The home’s impressive curb appeal commands attention, a beautifully landscaped setting and graceful facade greats you and refined style and architectural charm unfold at every turn. The grand living room offers a sense of sophisticated warmth, featuring a stately fireplace, coved ceilings, and elegant archways that define each space with artful distinction. The large great room is perfect for entertaining, while the delightful bonus room extends seamlessly to an outdoor retreat. The private backyard is a true sanctuary, complete with a spacious deck and charming gazebo. These spaces are perfect for both intimate dinners and lively gatherings. 3 generous bedrooms and a thoughtfully renovated full bath (2015) offer a haven of comfort and style. The lower level (2020) provides an expansive flex space, ideal for a home office, fitness studio, media lounge, or playroom. checkout the adorable play space under the stairs! Every corner of this home has been thoughtfully curated to support a lifestyle of ease and sophistication. You will be captivated by the garage, the perfect complement to this distinguished home. This residence combines classic appeal with modern peace of mind. Every detail reflects quality craftsmanship and thoughtful design. Full of light, warmth, and charm, this home represents the best of Royal Oak living.
Source: REALCOMP #20251043836
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.