41221 Blue Oat Ct Aldie, VA 20105
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About this home
Welcome to 41221 Blue Oat Ct, a beautifully maintained home offering over 5,600 square feet of finished living space in the sought-after Greens South at Willowsford community. Every detail has been thoughtfully curated, blending everyday comfort with timeless design and a natural flow that makes the home feel both elegant and inviting. Wide-plank hardwood floors and porcelain tile extend across the main level, creating a sense of warmth and connection from room to room. The entry unfolds into bright, open living and dining spaces filled with natural light, setting the tone for the home’s welcoming atmosphere. At the heart of it all, the kitchen impresses with quartz countertops, upgraded cabinetry, stainless-steel appliances, a convection oven/microwave, and a large pantry. The expansive island invites gathering, cooking, and conversation– a true centerpiece for daily living. Just beyond the main living area, the primary bedroom provides a peaceful retreat tucked privately at the back of the home. Gentle, natural light fills the room, and the adjoining spa-like bath showcases dual vanities and an extraordinary custom shower/bath designed for relaxation. An additional bedroom on this level includes its own en suite bath—an ideal setup for guests or multi-generational living, offering comfort and privacy on the main floor. The finished lower level opens to a spacious recreation area that balances comfort and versatility. Soft, neutral carpeting adds warmth underfoot, creating an inviting setting for movie nights or casual gatherings. Two additional bedrooms and a full bath are well positioned for privacy, while two bonus rooms provide endless flexibility—perfect for a home gym,studio or media room. A generous unfinished section offers ample storage and organization space. Step outside to a large screened-in porch that feels like a seamless extension of the home. It’s an ideal place to enjoy morning coffee, unwind in the evening, or entertain friends in comfort. Designed for year-round enjoyment, the porch can easily be enclosed with glass, and the backyard beyond offers plenty of room to relax or play. Recent upgrades include a new roof, new 50-gallon water heater, and a whole house water system with softener, charcoal filter, salt tank and reverse osmosis. Even the garage makes an impression with its durable epoxy floor and organized finish. Life in Willowsford is as inspiring as the home itself. This award-winning community offers a setting that feels both connected and serene, where tree-lined streets, scenic trails, and open green spaces create a true sense of place. Residents enjoy resort-style amenities including a pool, clubhouse with fitness center and lounge, tennis and basketball courts, dog parks, playgrounds, and more than 26 miles of walking trails that wind through meadows and woodlands. On-site retail, farm stands, and a community market make everyday errands simple, while neighborhood events bring friends and neighbors together throughout the year. From this peaceful corner of Aldie, you’re just minutes from Route 15, Route 50, and the Dulles Greenway, making commutes to Northern Virginia, Washington D.C., and beyond remarkably convenient. Dulles International Airport is less than 30 minutes away, and weekends can be spent exploring Loudoun County’s many wineries, parks, and historic small towns. 41221 Blue Oat Ct is more than a home—it’s a lifestyle defined by comfort, connection, and quiet sophistication in one of Loudoun County’s most sought-after communities.
Source: BRIGHT #VALO2109398
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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