4127 S Cincinnati Ave Tulsa, OK 74105
Your savings
About this home
You’ve seen luxury before. Marble. High ceilings. Designer fixtures. It’s all beautiful—until it starts to feel the same... Then you walk into this home. Light pours in from all directions, brushing across white oak floors and casting soft shadows against a tiled fireplace that rises like sculpture. The space doesn’t shout. It doesn’t need to. Every line is considered. Every material intentional. You don’t walk through it—you flow. The kitchen, where function meets form, is quietly brilliant. Custom cabinetry anchors the space, while quartz counters gleam beneath pendant lights. A wine fridge hums. The island stretches, ready for breakfast pancakes, late-night wine, and everything in between. The dining area glows with natural light, inviting slow mornings and candlelit evenings. The primary suite is tucked away, a sanctuary unto itself. Mornings begin with soft light and silence. The en suite bath is spa-like without trying too hard—marble-tiled shower, deep soaking tub, vanities designed for both utility and beauty. The walk-in closet has room for growth. There’s even a discreet door to the utility room, because sometimes luxury is not having to carry the laundry basket through the hallway. A second suite downstairs gives guests (or in-laws, or littles) their own space. A front-facing study offers quiet and focus. Upstairs, the energy shifts: three more bedrooms (two en suite), a massive game room, and just enough space to be apart without being far. Step outside and the covered patio invites year-round living. The yard is flat, fenced, and framed by sky. Grill nights, slow Sundays, and barefoot summers all live here. This isn’t just new construction. It’s new intention. Crafted by one of Tulsa’s premier luxury builders, this home blends modern lines with classic soul. It sits in the heart of Midtown—near Trader Joe’s, Brookside, The Gathering Place, and the winding trails of Riverside—but it doesn’t just check boxes. It raises the bar.
Source: MLSTECHNOLOGY #2543528
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.