4129 Godwit Dr Pflugerville, TX 78660
Your savings
About this home
Spacious 5-Bedroom Home in Sought-After Blackhawk Community! Seller has a low rate assumable mortgage available to qualified buyers. Located on a quiet cul-de-sac on a dead-end street, this stunning 2-story home offers 5 bedrooms, 3.5 baths, and exceptional living space both inside and out. The open-concept floor plan features a primary suite on the main level with an oversized shower, dual vanities, and a generous walk-in closet. Enjoy wood flooring throughout the downstairs and a beautifully designed kitchen with a gas cooktop, microwave, plenty of cabinet space, separate dining room, and cozy breakfast area. Upstairs includes four additional bedrooms, two full bathrooms, a game room, and a spacious loft—ideal for entertaining or family living. Outdoor living shines with an extended patio featuring a custom stain and fully and outdoor kitchen. A 22kW whole-house standby generator adds peace of mind. Additional upgrades include new fence (2023), new carpet (2023), upgraded light fixtures and ceiling fans, front and back trim lighting, and a concrete slab for trash/recycle bins. Just a short walk to the community fishing pond and located in the desirable Blackhawk neighborhood, this home offers comfort, style, and convenience.
Source: ACTRIS #7268972
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.