413 Caretta Ct Myrtle Beach, SC 29579
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About this home
Welcome to 413 Caretta Ct., a highly sought-after Georgetown model nestled in the heart of a cul-de-sac within the desirable Bella Vita community. This immaculately maintained 3-bedroom, 2-bath single-level home blends thoughtful design, modern comfort, and effortless charm, perfect for those seeking a move-in-ready residence near Myrtle Beach. Step inside to a wide foyer accented with elegant chair rail molding, leading into an open-concept living space with 9-foot ceilings and luxury vinyl plank flooring. The sun-filled dining area flows seamlessly into the spacious great room and chef-inspired kitchen, featuring granite countertops, stainless steel appliances, a generous 8-foot island, and ample cabinet space, ideal for everyday living or entertaining guests! The split-bedroom layout offers both privacy and flexibility. At the front of the home, two bedrooms share a full bath, while the oversized primary suite is tucked away in the rear. The en-suite includes a walk-in tiled shower, jacuzzi tub, spacious walk-in closet, and pre-installed plumbing for a dual vanity (cabinet included). A versatile Carolina Room just off the kitchen creates the perfect bonus space — whether you need a home office, reading area, or flex dining option. Outdoors, the backyard offers space to personalize. Located in a natural gas, energy-efficient community, Bella Vita offers resort-style amenities including a pool, fitness center, clubhouse, and social spaces to gather with neighbors. With easy access to shopping, dining, golf, healthcare, and just a short drive to the beach, 413 Caretta Ct. is the kind of opportunity that doesn’t come around often!
Source: MYRTLEBEACH #2526546
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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