$504,000

41301 W Sussex Dr Maricopa, AZ 85138

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About this home

Step inside this spectacular two-story showstopper showcasing 5 bedrooms & 4 full baths, where luxury meets function. The paver driveway and low-maintenance landscaping bring instant curb appeal without the upkeep. Natural light pours in through 12-foot ceilings and dual sliding glass doors, perfectly framing an open-concept layout that flows seamlessly. The gourmet kitchen is a standout, with a massive island and breakfast bar, gleaming granite countertops, a wall oven, and an oversized pantry designed for serious storage. On the main level, the primary suite offers a private retreat: a walk-in closet, dual vanities, separate tub and shower, and a private toilet room. Also on this floor are bedrooms 2 & 3, each with its own full bath — excellent for guests or multi-generational living. Head upstairs to find bedrooms 4 & 5, another full bath, plus a huge loft space that can flex as a game room, office, theater, or whatever you need. And throughout the home, you'll discover ample storage everywhere  in closets, cabinetry, and built-ins  so everything has its place. The backyard is an entertainer's paradise with a covered patio and easy-care synthetic turf. For privacy, imagine a living green wall: non-invasive clumping bamboo lines the boundaries, offering lush foliage without overgrowth or invasive spread (unlike many running bamboos). It's a natural, stylish screen that matures beautifully. There's also room to add your dream pool if desired.

5 bedroom
4 bathroom
2,798 sqft
6,758.0 sqft
Single Family
Built in 2020
2 car garage
Air conditioning

Source: ARMLS #6918851

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 22, 2025 05:01 pm
Listing agent: Deborah Reed (480) 628-1386
Listing provided courtesy of: Realty ONE Group (480) 726-2100
Details provided by ARMLS and may not match the public record.
MLS ID: #6918851
Copyright © 2025 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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