41349 Magnolia St Murrieta, CA 92562
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About this home
Welcome to Magnolia St! Your dream home in the heart of desirable Murrieta with a dream backyard! — where comfort, style, and convenience come together seamlessly! This spacious 3 large-bedroom, 2.5-bathroom residence boasts 2,600 sq. ft. of thoughtfully designed living space, perfect for both everyday living and entertaining. with an easy possibility for a 4th bedroom. New windows!, Equipped with solar panels at a great monthly rate! HVAC system is in impeccable, and pool recently had a 14k renovation and resurfacing From the moment you arrive, you'll be impressed by the excellent curb appeal and low-maintenance front landscaping. Step inside to discover an inviting open floor plan with generous natural light, ideal for family gatherings or hosting guests. The expansive kitchen flows effortlessly into the dining and living areas, creating a warm and welcoming atmosphere. Upstairs, the primary suite offers a peaceful retreat, complete with a spacious en-suite bath and ample closet space. Three additional bedrooms provide flexibility for a home office, gym, or guest space. Step outside to your private backyard oasis, featuring a heated pool and relaxing jacuzzi — perfect for year-round enjoyment. The low-maintenance landscaping means more time to relax and entertain in style. Additional highlights include a 3-car attached garage, energy-saving solar panels, and a prime location near top-rated schools, parks, shopping, and dining. Don’t miss your chance to own this exceptional Murrieta home — schedule your private tour today and fall in love with everything it has to offer!
Source: CRMLS #IG25224440
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.