4135 Pathfield Dr Columbus, OH 43230
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About this home
Stunning! Welcome to Chestnut Hill! Sun-filled rooms, soaring ceilings, and 1st floor primary suite! Gleaming wood floors lead through an easy, open flow layout to a bright kitchen w. recessed lighting, crisp two tone cabinetry, generous prep space, & seamless sightlines to dine, lounge, & step right out to the XL back deck -- hosting game days, homework at the table, or late-night snacks feel effortless! The welcoming front entry sets the tone -- tidy curb appeal, light pouring in, & spaces that invite you to stay! Everyday comforts abound: true 1st-floor laundry tucked right where you need it; a private primary retreat w. walk-in closet & en-suite for end-of-day relaxation; an airy upstairs loft perfect for reading nook, play space, Peloton, or creative studio -- can easily flex into 4th full bedroom! Secondary bedrooms -- one w. its own walk-in -- anchored by an upstairs full bath plus a finished lower level that flexes as media lounge, gym, or kids play room plus a quiet den/study to focus. Outside, the expansive yard becomes your personal park -- wake to birdsong, grill & gather under string lights, savor golden-hour dinners, then stargaze after the kids are asleep -- your oversized three-tier deck was made for family memory-making. Store yard games, strollers, & seasonal gear in the attached garage, let four-legged friends romp, plant that herb garden you've been dreaming of, & breathe easy! All of this in sought-after New Albany schools w. the perk of Columbus taxes -- minutes to Easton Town Center, swift freeway access, trails, parks, grocery runs, coffee dates, yoga classes, & every errand that keeps life humming. Thoughtfully cared for, move-in ready, & primed for your personal touch, this home balances buzz & breathing room so you can live, host, recharge, & thrive beautifully. Clean lines, well-appointed finishes, & a fantastic location, your options for entertainment, food, and shopping are endless nearby while keeping the peace & quiet at home!
Source: COLUMBUSOH #225040665
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.