4140 Bismarck Palm Dr Tampa, FL 33610
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About this home
Move-In Ready Townhome with Loft, New Roof & 2-Car Garage! Welcome to 4140 Bismarck Palm Dr—an updated 2-bedroom, 2.5-bath townhome located in the desirable Townhomes at Sabal Pointe community. This spacious two-story residence features over 1,600 sq ft of comfortable living space and a layout designed for everyday ease and entertaining. The main floor offers an open-concept living and dining area, a modern kitchen with granite countertops, stainless steel appliances, a cozy dinette, and a convenient half bath for guests. Upstairs, you'll find a large loft area—perfect for a home office, second living space, or playroom—along with two generously sized bedrooms. The primary suite features a private en-suite bath, walk-in shower, granite countertops, and a walk-in closet, while the second bedroom is served by a full hallway bath featuring a tub and granite countertops. Step outside to your covered, screened-in patio—perfect for relaxing or entertaining. Additional features include a brand-new roof (2023), central AC, a 2-car garage, and an oversized driveway for ample parking. Sabal Pointe is a well-maintained community offering a sparkling pool, sidewalks, and green space ideal for pets and outdoor enjoyment. Conveniently located near Brandon Regency Square, shopping, dining, Busch Gardens, and major highways with quick access to downtown Tampa and the airport. Zoned for Kenly Elementary, Jennings Middle, and Armwood High School. Don’t miss your chance to own a low-maintenance townhome with flexible space in a prime location!
Source: STELLAR #TB8410355
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.