4144 Rouge Circle Dr Troy, MI 48098
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About this home
Nestled on the border of Bloomfield Hills and Troy, this home is a masterclass of high design that meets seamlessly with sophisticated capability. Experience effortless living in a Smart Home where convenience is at your fingertips. The sprawling ranch home and guest house, with over 3,000 sq ft of luxurious living space, features 4 bedrooms, 3.5 bathrooms and 6-car garage capacity. Built with an exceptional selection of the highest-quality materials, featuring a durable metal roof and top-tier restaurant-grade appliances, Anderson windows/doors, the list goes on. Revel in the warmth of heated floors throughout the entire home, and admire the elegance of floor-to-ceiling porcelain accent walls creating a sophisticated atmosphere. Every facet of the home is automated through an app, from blinds to doors to custom lighting, all at your fingertips via your phone. It's the ultimate convenience and peace of mind, whether you're at home or away for extended periods. The home can seamlessly operate for weeks on its robust bank of Tesla Powerwall Battery Storage. The detached guest house presents endless possibilities for living arrangements, whether you need a private space for visiting family and friends, a fully equipped gym, or a stylish pool house. Additionally, the guest house’s additional heated 2-car garage caters perfectly to car enthusiasts and provides ample workshop space for hobbyists eager to dive into their passion projects. Discover the ultimate resort-style living on over 2 acres of exquisitely landscaped grounds. This private oasis features mature woods that guarantee exceptional privacy, all accompanied by the soothing sounds of a babbling brook coursing through your backyard. The hybrid Hot Tub/Pool is the ideal retreat for lounging, complete with fountains and a customized lighting ambiance that elevates your experience. Expertly crafted over the past 2 years by preeminent luxury home builder Force Construction, it is offered at a compelling price below its total investment of $3.4 million.
Source: REALCOMP #20250034276
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.