4144 S Liverpool Way Aurora, CO 80013
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About this home
Welcome to Your Dream Home! Step inside this warm and inviting home featuring a generous 2,603 sq. ft. of elegant living space above ground, complemented by an additional 1,300 sq. ft. in the spacious basement. The impressive entryway sets the tone with a grand welcome that leads you into the heart of the home.The main level offers a formal dining room perfect for entertaining guests, a convenient main floor bedroom, and a full bathroom. The modern kitchen with Corian countertops, sleek stainless steel appliances, and 42-inch upper cabinets. Ample storage awaits with two additional cabinet sets and a large pantry closet. Updated lighting enhances the kitchen island and cozy eat-in dining area, making it an ideal spot for family meals.Relax in the family room featuring a gas fireplace, built-in entertainment unit, ceiling fan, and recessed lighting—all set atop beautiful hardwood floors that flow throughout the main living spaces. Large windows flood the home with natural light, creating a bright and cheerful atmosphere.Upstairs, a charming balcony overlooks the entryway, adorned with built-in shelves framing elegant double doors. Beyond lies the spacious master suite, complete with two walk-in closets and a private 5-piece bathroom. Two additional bedrooms upstairs offer generous closet space—one with a walk-in closet, the other with a custom closet system—and are served by a full bathroom. A large laundry room with storage and hanging space adds to the convenience. Set on an expansive 11,000+ sq. ft. lot, the backyard is an entertainer’s paradise, featuring a covered patio, a cozy fire pit space, and plenty of space for outdoor furniture. Enjoy easy access to nearby parks, shopping, and dining, making this home perfect for both comfort and lifestyle.
Source: RECO #2712588
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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