41490 Bedford Falls Ct Aldie, VA 20105
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About this home
Welcome home to this beautifully upgraded & immaculately maintained Grandin III model by Van Metre Homes on a premium cul-de-sac lot with front porch & views of trees in the highly sought after Hartland community. This home is loaded with upgrades included upgraded flooring throughout the home. The inviting foyer leads to the private main level office with barn door which is an ideal work from home space. The open concept main level living spans the rear of the home. The great room offers a gas fireplace with upgraded mantle. The dining area opens to the expansive gourmet kitchen with upgraded cabinetry, double wall ovens, huge center island with breakfast bar & walk-in pantry. The main level also features a private powder room & large mud room with custom built-ins. Private primary suite features a huge walk-in closet & private bath with dual vanities and oversized shower. The upper level features three additional bedrooms, two additional full baths & laundry room with cabinetry. The finished walk-up lower level features large recreation room, 5th bedroom, 3rd full bath, den/hobby room & storage. Upgraded window blinds, 10ft ceilings on the main level, owner has added additional trees on the side of the home, lawn irrigation system & much more! The owner has contracted for a fence to be installed prior to closing which will fence in the entire rear yard & a portion of the side yard. The HOA fee includes Verizon Fios internet too!
Source: BRIGHT #VALO2107886
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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