415 Cliffcove Ct Roswell, GA 30076
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About this home
|| ASSUMABLE 2.375% VA MORTGAGE || || 1.73 ACRES ACROSS FROM THE CHATTAHOOCHEE RIVER || || CUL-DE-SAC PRIVACY || || NEW ROOF || || LARGEST LOT IN THE NEIGHBORHOOD || || ENGINEER-DESIGNED DECK REBUILD (2022) || || NEW 3 TON AC (2025) || || EXTERIOR PAINT (2022) & NEW DECK STAIN (2025) || || FULL BASEMENT READY TO FINISH || || WOODED VIEWS LIKE A TREEHOUSE || || EASY ACCESS TO ROSWELL & SHOPPING || ** What You’ll See ** Step onto the expansive, engineer-designed deck and take in the sweeping WOODED VIEWS ACROSS FROM THE CHATTAHOOCHEE RIVER VALLEY. Sunlight filters through the trees, creating a private sanctuary that feels like you’re perched in your own treehouse. Inside, you’ll notice the freshly painted exterior, beautiful natural light through the windows, and the inviting warmth of the MASTER ON MAIN. With 1.73 ACRES, this property offers rare space in a prime Roswell location. ** What You’ll Hear ** On quiet mornings, hear nothing but the rustle of leaves and birdsong echoing across the river valley. Evenings on the deck bring soft breezes and the calming hush of nature—an escape from city noise. With the home tucked away on a low-maintenance wooded lot on a CUL-DE-SAC LOT, the only sounds are of neighbors greeting one another and the rhythms of life at a gentler pace. ** What You’ll Feel ** You’ll feel the peace and seclusion of a large, wooded property balanced with the comfort of a well-maintained home. The NEW 3 TON AC keeps the main level cool and refreshing, while the structural integrity of the deck beneath your feet inspires confidence. Standing on the deck, leaning against the STAINLESS CABLE RAILS, you’ll feel the solidity of the rebuild—engineered to last. ** What You’ll Experience ** This home offers a lifestyle of balance: privacy and space with the convenience of quick access to either side of Roswell without battling Holcomb Bridge traffic. Imagine entertaining on the deck while enjoying long-range wooded views, or finishing the FULL BASEMENT to create the perfect recreation or guest space. With an ASSUMABLE 2.375% MORTGAGE, the opportunity to step into this property is as rare as the lot itself.
Source: FMLS #7657297
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.