415 Rovingwood Dr Waynesville, NC 28786
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About this home
Spacious Home with Year-Round Access Near Waynesville, Maggie Valley & the Great Smoky Mountains Welcome to your new mountain retreat! This beautifully maintained home offers year-round access and a central location close to all the area’s most popular attractions and amenities. Enjoy easy drives to Cherokee, Maggie Valley, Waynesville, and the Great Smoky Mountains National Park—perfect for those who love scenic views, outdoor adventures, and small-town charm. Step inside to discover an open-concept floor plan designed for comfort and functionality. The bright and airy living area flows seamlessly into the kitchen and dining spaces, making it ideal for entertaining family and friends. The kitchen offers ample cabinet space and modern appliances, ready for your favorite home-cooked meals. The primary bedroom suite is a true retreat, featuring double sinks, a separate shower, and a luxurious soaking tub—perfect for unwinding after a day of exploring the Smokies. Additional bedrooms provide plenty of space for guests, a home office, or hobbies. This well-kept home has been lovingly cared for and is in excellent condition—ready for you to move right in. Outside, you’ll find a peaceful setting with room to enjoy the fresh mountain air year-round. Whether you’re looking for a full-time residence, vacation home, or investment property, this home checks all the boxes. Well-priced and ready to go, it’s a wonderful opportunity to own a piece of mountain living close to everything Waynesville has to offer.
Source: CANOPYMLS #4317196
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.