415 Stanford Ct Maysville, NC 28555
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About this home
$5,000 US AS YOU CHOOSE, 2-10 Home Warranty and NO CITY TAXES, 3-bedroom, 2-bathroom home outside city limits in Maysville, NC. Enjoy the peace and privacy of the beautiful home. Step inside to a bright, open floor plan featuring vaulted ceilings and a cozy living room that seamlessly flows into the dining and kitchen area. The kitchen offers granite countertops, ample cabinet space, stainless steel appliances, and a pantry perfect for entertaining or everyday living. The split floor plan provides privacy with a spacious primary suite featuring a walk-in closet and an en-suite bathroom with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms and a full bath are on the opposite side of the home, ideal for guests, family, or a home office. Enjoy outdoor living on the back patio overlooking the backyard, which is perfect for gatherings. The two-car garage adds storage and functionality, while the driveway provides plenty of parking space. With no city taxes, this home offers comfort, space, and freedom in one beautiful package. Don't miss the opportunity to make this move-in-ready home yours! For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent's comments for additional details. Schedule your private tour today!
Source: NORTHCAROLINAREGIONAL #100538857
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.