415 Stonegate Dr Guthrie, OK 73044
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About this home
Sometimes, a house just gets it right.? Welcome to 415 Stonegate, where modern design meets small-town calm and every inch has been thoughtfully reimagined for comfort, function, and long-term value. Tucked away at the end of a quiet street — with no neighbor on one side — this fully renovated home delivers the peace, privacy, and polish you’ve been craving. Step inside to an open, airy floorplan filled with natural light and rich wood-look flooring. The living room feels straight out of a magazine, with its white painted brick fireplace, custom built-ins, and easy flow into the dining area and showpiece kitchen.And that kitchen? It’s got main character energy: mint cabinetry, brass fixtures, quartz countertops, and brand-new stainless steel appliances that make cooking feel effortless. Every update here was intentional — new HVAC, windows, paint and updated electrical, plumbing, — all wrapped in fresh, high-end finishes that balance beauty with performance. The bathrooms are your own mini spa moment, featuring LED mirrors, custom tilework, and a vibe that says, slow down, stay a while. Need flexibility? The heated and cooled sunroom is perfect for a home office, playroom, or plant retreat. Out back, the fenced yard stretches wide, offering a blank canvas for gatherings, pets, or quiet evenings under the Oklahoma sky. And don’t miss the workshop — insulated, air-conditioned, and split into two custom spaces with an epoxy barn door that’s pure Americana. It’s ideal for projects, workouts, or creative hobbies — a rare find in any market. Turn-key. Stylish. Surprisingly luxurious.? 415 Stonegate is now ready for its next chapter — and it’s going to be a good one.
Source: MLSOK #1194566
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.