4160 Converse Rd Bennett, CO 80102
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About this home
Nestled on a peaceful 10 Acre lot with sweeping prairie vistas, just a mile outside of town, this well-appointed home at 4160 Converse Rd offers a perfect blend of rural tranquility and modern convenience. The open-concept living area welcomes you with a large picture window framing Colorado's dramatic skies and beautiful mountain views, and durable laminate flooring that flows throughout the living room. The heart of the home features a spacious kitchen with a stainless steel refrigerator, tile countertops. The split-bedroom layout includes a private primary suite with a sitting area and a walk-in closet, en-suite bathroom featuring a large 6 foot bathtub and a step-in shower. 2 additional bedrooms share a full hall bathroom with a tub-shower combo and 4th bedroom has an en-suite with tub/shower combo. The partially finished basement expands your living space with a large family room with a wood stove and a versatile bonus room perfect for a home gym. Practical touches include a main-floor laundry room, central air conditioning, and abundant storage throughout. Outside, there is a side deck and generous back patio that offer ideal spaces to enjoy breathtaking sunsets and Colorado's fresh air, with plenty of yard space for outdoor activities. 3 car detached garage with plenty of storage area, and workshop with 3 car carport, chicken coop, lean-to for animals, and shooting range finish the outside accessories. Located just minutes from downtown Bennett's charming shops and restaurants, and quick commutes via E-470 to Denver or DIA. Outdoor enthusiasts will love the proximity to wildlife-rich open spaces, the historic High Plains Raceway, and nearby Barr Lake State Park for fishing and birdwatching. With its perfect balance of country living and modern amenities, this move-in-ready home offers an exceptional Colorado lifestyle just beyond the metro area's hustle and bustle.
Source: RECO #7531839
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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